Our values


To share our payment industry expertise and passion for finding new solution while always focusing on customers needs.


To be a first choice as trusted and long term partner for financial field players providing highly regarded expertise across the payment industry.


Honesty and hard work to provide highest quality services. Being the best we can be and thinking out of box.

Company background

VediCard is a payment and banking industry operational consulting company established in January 2012 by a team of experienced card business professionals. VediCard offers quality experts advice, guidance and help starting from strategy development, market research, business modelling, regulatory advices and required document development, supplier selection, solution requirements definition ending with being main integrator, project management, solution design, UAT development, solution implementation, migration and certification as well as training. VediCard can cover various areas starting from traditional payment cards and banking solutions to emerging new payment methods like mobile, cloud based payments , instant payments and other innovations.

The company’s target customers are financial institutions, Electronic Money Institutions (EMI), payment Institutions, processors, transaction gateways, merchants and retailers as well as payment business start-up.

Vedicard is member of The European Payments Consulting Association, EPCA, Pan-European association of national consultancies, founded in 1998. In August of 2000 EPCA was officially registered as a European Economic Interest Grouping (EEIG).

It consists of 9 consultancy companies based in Denmark, France, Germany, Great Britain, Hungary, Italy, Latvia, The Netherlands, Russia.
EPCA has substantial reach across Europe and has worked with most of the leading players in the payment industry. Within EPCA, each member has access to resources, specialist knowledge and expertise and is therefore able to provide their individual and collective clients with expert analysis and solutions on a Pan-European basis.

EPCA is focusing on a wide range of financial field topics starting with strategic consulting, payments infrastructure and organization, continuing with development of payment products, financial modelling and business-case calculations, concluding with research and financial analyses.

Each year EPCA is hosting biannual meetings where members of the association meet to discuss and exchange information on actual financial field events in all member countries. 


Our team

ludmila berzina

Managing director and Principal consultant

sanita kuze

Project manager

baiba mileiko

Project manager

indra kesane

Board member and Principal consultant

ivans millers

Senior project manager

girts aizstrauts

Leading system analyst

elita paulina

Project manager


OpenWay has been using Vedicard services since 2015. Vedicard is helping us on a number of projects for our clients in Europe. It has a diverse team of knowledgeable and goal oriented professionals, with quite good combination of business and technical skills and experience in payment industry. They are always keen to understand real customer needs, build smart communication with the customer and achieve the results.


I am responsible for the delivery of projects where Vedicard is involved as a consultant and have been their primary contact and partner manager since the very beginning of our partnership.

With an extensive portfolio of various international projects, it is good to have Vedicard as a professional and reliable partner who adds value to my projects, not a headache. 


Collaboration with the ERDF

In 2024 an agreement was signed with the Latvian Investment and Development Agency in accordance with

the project of the European Regional Development Fund “MVU inovatīvas uzņēmējdarbības attīstība” (contract no. 17.1-1-L-2024/85).