Mads Peter Møller

Customer Engagement, Payments International, Nets

+20 years hands on industry experience with cards and payments, the past 3 years at Nets have been focused on new payment methods (HCE, OEM, & Instant / A2A payments) especially on how to manage these services from an Issuer perspective and in relation to delivering services to the Issuers´ client base.

Past positions: Solution Sales Director, North Europe, Oberthur, Channel Sales Director Cnex.

Mārtiņš Valters
is Co-Founder and CFO at Mintos, the award winning global marketplace for investments in loans. Prior he has spent eleven years at Ernst & Young undertaking audits, due diligence and consultations for large banking groups across Europe after becoming Chartered Certified Accountant and acquiring a degree in Economics and Business Administration from the Stockholm School of Economics in Riga.

Juris Ščerbickis
has co-founded D8 Corporation back in 2002, because he saw an opportunity to create better security and fraud prevention systems on (then) rapidly developing Baltics financial services market. D8 Corporation started by developing risk analytics solution for couple of banks in the Baltics and later ventured out into other prominent market niches (digital payments, payment cards, analytics solutions).
Prior to co-founding D8 Corporation, Juris has held various technical and managerial positions in several Latvian banks, starting as a software developer in Hansabank, then holding several positions as a Head of IT in two other banks, as well as managing the local subsidiary of the UK-based software development firm Nomad Software. These experiences allowed Juris to accumulate deep knowledge about the banking industry and understanding of different organizations’ needs, as well as acquire deep technological expertise that later has efficiently converted into multiple highly successful products used by the clients all over the world.
Juris holds a BSc. Computer Science degree from the University of Latvia, as well as continuously invests his personal time into learning more about financial services industry latest trends and tendencies worldwide.

Freddie Villis

Freddie is the European FinTech lead for Snowdrop Solutions Ltd, a leading Google Maps and Cloud Premier Partner dedicated to location intelligence and digital mapping. Based in London, Freddie has been connecting both challenger and traditional banks to the Google ecosystem to drive innovation around transaction enrichment, AML, fraud and various PSD2 compliancy initiatives. He is largely focused on the European market brokering partnerships with global payment providers, large traditional banks and smaller FinTech companies. Freddie has been closely involved with the launch of several FinTech start-ups in London assisting with their location strategy and has most recently been tasked with working with various financial institutions to enrich the UK high street shopping experience.

Paul Keres

is a partner at Glikman Alvin LEVIN and advises clients in complex commercial disputes and focuses mainly on disputes in the financial sector, enforcement and bankruptcy proceedings as well as shareholder relationships in public and private companies. He also advises clients on non-contentious matters in those areas.

Paul is valued as an exceptionally strong specialist in settling multi-jurisdictional disputes that have a cross-border impact. He has represented clients in numerous court disputes concerning foreign law. Paul has extensive experience in arbitration and he has represented and advised clients in arbitration courts in Estonia and abroad (International Chamber of Commerce, Swiss Chambers’ Arbitration Institution, Stockholm Chamber of Commerce, Court of Arbitration for Sport, Court of Arbitration of the Estonian Chamber of Commerce and Industry, etc.).

Airidas Puodžiūnas

Airidas is responsible for building strategic partnerships throughout the EEA for Contis. Prior to joining Contis, Airidas spent over 11 years at Nordea Bank, one of the largest Nordic financial services groups and one of Europe’s biggest banks, where he held senior roles including Head of Cash Management for Transaction banking. Most recently, Airidas co-founded and developed a new FinTech venture, specialising in loyalty and mobile payments.

Renārs Rūsis

Renārs Rūsis, CFA key motivator is to understand ‘why would something work this way’. He enjoys every angle of creating new business models by taking the human aspects and big picture in mind.

Renārs work experience started as the Treasurer in Hansabanka, then Head of Financial Markets. Later he moved cross-border to lead E-commerce for FX & Fixed Income business in Swedbank Group. It was followed by leading the strategic planning for Swedbank Latvia and several of the largest banking M&A projects on the buy-side. This experience proved key for moving into once stable but now technology-driven retail banking as the Head of Private Customer Division in Swedbank Latvia.

Improving business environment in Latvia is another area where Renārs feels strongly committed to by contributing in various industry associations, pro bono mentoring for entrepreneurs, and leading the digitalisation workgroup in Foreign Investors Council in Latvia.

Oskars Podziņš

PhD candidate in Information Technologies (IT Security major) at Riga Technical University (Latvia). CISA certified auditor with some audit engagements being performed on some of the largest companies in Latvia. Manages IT security solutions business at Tet for Latvian and Export markets.

Marius Matiukas

Mr. Marius Matiukas has experience of more than ten years in the field of banking and finance. He worked in financial intermediary Finasta, law firms in Lithuania WINT, Cobalt and TGS Baltic as well as European Investment Bank. Marius gives lectures on Financial Markets Law at Vilnius University.

Christian Baumann

As the Global Head Digital Retail at Worldline Christian Baumann is internationally responsible for digital innovation and the Merchant Experience such as portals, automated onboarding and all value-added services around the payment. He was co-founder, co-owner and between 2004 and 2016, managing director of xsmart AG, a subsidiary of the Boost Group Switzerland. In this role, he was responsible for the development and expansion of the national and international digital VAS business. Previously, he was responsible for partner management and central European marketing in international software companies.

Tapio Vailahti

Head of Business Development, Evry Card Services Oy

Mr. Tapio Vailahti has extensive experience on secure payments, strong authentication and identification. He has been actively involved in bringing a number of leading edge secure products and solutions into banking, telecom and government markets, including EMV payments, biometric passports, mobile authentication & digital signatures as well as digital proximity and remote payments.

Tapio started his career at Setec Oy in various management roles, including Head of Product Marketing and Head of Telecom & Media Business Unit. At Gemalto Tapio was Vice President of Product and Solution Management for Identity before joining Valimo Wireless as Executive Vice President and CEO and then at Giesecke & Devrient as the Regional Head of Global Solutions Sales focusing in digital payments.  Currently Tapio is the Head of Business Development for Evry Card Services working with leading edge card products, solutions and services.

Ilya Dubinsky

Mr. Dubinsky brings with him over 20 years of technology experience in telecom and fintech industry. He is the VP of the CTO Office in Credorax. He defines the technological roadmap of the company, manages its IP portfolio, and guides participation in international standard bodies. He also leads in-house technology research, publishes whitepapers, and writes a blog for the Israeli economic newspaper, The Marker. Mr. Dubinsky’s textbook on card payment technology was published by CRC Press on 6^th of September, 2019.

Mr. Dubinsky participates in global groups and bodies, including The Berlin Group Banking Industry Standards Initiative, the Payment Services User Group of Bank of Malta, and the Fintech Forum of Bank of Israel. He teaches a fin-tech class at Holon Institute of Technology and oversees joint research projects with Tel Aviv University.

Mr. Dubinsky holds a BA in Mathematics and Computer Sciences from Tel Aviv University.

Leonard Coen

Head of Sales & Project Management, Financial Institutions & Fintech Europe, Wirecard AG

In 2016, Leonard Coen joined Wirecard (www.wirecard.com), the leading specialist for financial technology.

He started working at Sales Issuing at Wirecard and in mid 2017 moved to the Sales Financial Institutions & Fintech team of which in July 2018, Leonard has become team lead. In this position, he is responsible for sales and growth of the entire Wirecard solution portfolio to Fintechs and banks in Europe and the U.S. with a focus on white-label issuing, for lending & invoice financing and also for payment acceptance and acquiring projects.

Leonard Coen has obtained a Master degree at Copenhagen Business School in Law, Economics and Management and attended a executive program at INSEAD Business School in Fontainebleau, France. Prior to joining Wirecard, he held different marketing & sales positions at Hilti Group.

Marek Obuchowicz

He had been graduated from the Electrical Faculty of Technical University of Warsaw, specialization Automation and Metrology.
He has over 30 years of experience in electronic business, first as IC tester design engineer, then on various managerial positions in the sales and marketing.
In 1994 – 2001 he had worked as Sales & Marketing Manager at Philips Components in Poland and Baltic States, then in 2001 – 2006 as Global Sales & Marketing Manager at LG.Philips Displays.
In 2006 – 2008 he had been Member of Board in LG.Philips Displays Poland. In 2008 – 2014 he had been working at NXP Semiconductors Poland on the position of President of Board, being responsible, among others, for Identification business in Poland, Nordic Countries and Baltic States.
From 2015 he has been holding the position of Sales Manager at Morpho (Safran), presently IDEMIA, in Digital Security & Authentication, presently Digital BU, being responsible for the sales of biometrics, identification and authentication solutions to banks ad financial institutions in Central & Eastern Europe.

Luke Purser

Consulting Director in PSE consulting, is an acquiring specialist with over 30 years in banking, cards and acquiring. 15 years in the acquiring business with LloydsTSB, Citigroup Merchant Services and Elavon Financial Services and 10 years consulting in acquiring with PSE. Understands the full end to end acquirer value chain along with a detailed knowledge of card scheme regulations.

Mats Taraldsson 

Head of Digital Business Development and Fintech at Mastercard in the Nordics and Baltics. In this role, he is responsible for driving the development of digital payments and solutions in the eight markets in close collaboration with Mastercard’s clients and partners.

Since joining Mastercard in 1997, Mats has been working within different disciplines ranging from transaction and risk services management through account management and into a sales lead role. Prior to joining Mastercard, he was working for CEKAB (now Evry), a bank owned company for handling electronic transactions, where he was Head of Development and Operations and member of the management team. Before that, Mats worked for Bankgirot, the Swedish ACH, where he was Head of Development and Operations for the card based activities within Bankgirot. Mats holds a Master of Science degree in Engineering Physics, Applied Mathematics from KTH Royal Institute of Technology in Stockholm.

Massimo Cervesato

Massimo is leading business development efforts in Europe for FinTech and Start-up partnerships. Background of five years’ experience within payment, technology, tech-start-ups and fintech fields across France, UK, Italy, Spain and Belgium and Luxembourg along with business development experience in US start-up after completing a Master of Science in management at Bocconi University in Milano.

Valdis Bergs

CEO of MobillyTX – an advanced GovTech solution that helps state and municipal institutions to provide indirect social benefits to citizens. Subsidies are provided in real-time, the minute the recipient receives the relevant service. Using commonly accepted payment methods, Mobilly TX operates quickly, eliminating the administrative burden of a manual process and the human error factor. In addition to serving as the chairman of the Mobilly group companies Mobilly and MobillyTX, Valdis is Head of the Finance sector committee at the Latvian Chamber of Commerce and Industry. Besides, he is Founding Partner at Law Firm MPKV to provide legal services in the fields of M&A, corporate, banking & finance, insolvency law, copyright, and public procurement. Prior to joining the Mobilly group in 2015, Valdis was head of the M&A practice of BDO in Latvia. Valdis Bergs holds a master’s degree in law from the University of Latvia.

Daria Dubinina

FinTech entrepreneur and a CEO of Crassula. She has over 9 years of experience in eCommerce and payments. Daria has been leading strategy and international business development for several payment companies, was responsible for signing international agreements with Paypal, IBM, Alipay, Riot Games, and other leading names.

Zane Veidemane Berzina is a partner at law office Kronbergs Čukste LEVIN. She is an experienced attorney, who has been practicing law for more than 15 years and has been admitted to the Latvian Bar Association.  Zane is a graduate of the Lund University, Sweden (LL.M.), where she studied European Union law. Zane’s areas of specialization include financial services as well as competition law.  In the area of financial law, Zane has taken part in several M&A transaction is the banking sector and has provided legal support throughout the process of transformation of Latvian Mortgage and Land Bank, including during negotiations with the European Commission. Zane has also continuously provided legal support to European Central Bank in relation to implementation of EU and ECB legal acts in Latvia. In the recent years, Zane has been profoundly involved with the FinTech companies. Thus, she has provided legal assistance in the process of licensing of the very first payment services provider in Latvia and regularly advises other providers of innovative financial services, including credit institutions, of the applicable legal regime. Zane has been endorsed by such prominent legal rating agencies as Chambers (acknowledged as the “Recognized Practitioner”) and Legal 500 (acknowledged as the “Next Generation Lawyer”).

Zane is a certified anti money laundering specialist (CAMS).

Titas Budrys

Co-founder and CEO of Seven Seas Europe, Chairman of the Board of association Fintech Hub LT

Mr. Titas Budrys is co-founder and CEO of Seven Seas Europe, a licensed Electronic Money Institution in Lithuania and subsidiary of Seven Seas Global Group Limited, Hong Kong. Mr. Budrys is also a Chairman of the Board of association Fintech Hub LT, which unites 26 Fintech industry participants in Lithuania. Previously, Mr. Budrys worked as an Adviser to Board Member at the Central Bank of Lithuania, which is part of Eurosystem of Central Banks in the European Union and has taken parts in the projects in the areas of payments and research. He also has some experience in Investment Banking within the DNB Bank.

Titas holds a Master of Arts degree in Financial Economics from the University of St. Andrews.

Deniss Fiļipovs 

Head of Payment Systems Policy division, Latvijas Banka (Bank of Latvia)

Deniss started to work at Latvijas Banka in 2011 as a payment and financial market analyst with the focus on payments policy, development and innovation. Since 2015, Deniss is the Head of Payment Systems Policy Division with the responsibility for oversight of payment systems and payment instruments in Latvia. That also includes the monitoring of the tendencies in FinTech and analyzing the impact of the new financial technologies on the payments industry. In collaboration with the payment markets regulator Deniss helps market participants to better understand the challenges and opportunities of the revised Payment Services Directive (PSD2). Deniss also participates in Latvijas Banka’s project aiming to introduce the instant payments infrastructure in Latvia.  Deniss is an expert in the area of virtual currencies, at the same time he facilitates discussion about the high potential of blockchain technology and educates society about main functional principles of the technology.

Krzysztof Korus, P.hD.

Attorney at law, Partner, DLK Legal

Dr. Krzysztof Korus is an attorney with a doctorate in law, and an economist. He is an expert on payment services, new technologies law, and banking law. Every year since 2015, he has been listed as a recommended lawyer in Chambers Europe in the Banking & Finance category (“strong experience in banking regulatory matters”, “deep knowledge and long experience”). He is a pioneer in advising on regulatory issues for the fintech sector in Poland. Among the issues he has advised on are implementation of PSD2 and opening banking, and he has advised on several dozen cases before financial market regulators in Poland and in Europe, on M&A deals on the fintech market, and on court litigation and arbitration cases between financial institutions. He has worked in the most important industry working groups for the fintech sector, such as the EC’s API Evaluation Group, the Polish API team, the fintech innovation development working group for the Polish Financial Supervision Authority, the Ministry for Digital Affairs “Blockchain and cryptocurrency” stream in the scheme “From a Paper to a Digital Poland”, and the Financial Market Development Council working group for implementation of the PSD. He co-authored the “Study Impact of the PSD” and “Principles, Definitions and Model Rules of European Private Law” for the European Commission, and sat on the programming council for the monthly “Banking Law Monitor”. He is a member of the European Payments Consulting Association, and has worked with the Polish-German Banking Law Centre and London Economics. He has written several dozen publications, legal analyses, and commentaries and spoken at numerous industry events in Poland, Europe, the US, and Asia. He is involved in legislative work at the Polish and EU level.

Mārīte Aleksandra Silava

Fintech Community Manager, Swedbank

Several years ago, Mārīte decided to take her 10+ years of award-winning communication expertise and shift it towards the benefit of the entire Baltic startup ecosystem. She has since dedicated her full attention to building relationships between corporates and the startup world. From beginning to the 2nd accelerator batch today, Mārīte has led the collaboration process of creating the very first fintech accelerator in the Baltic countries including a banking partner. She happily devotes much of her time to mentor the startup companies as well – her entrepreneurial background helps her relate to startups on a deeper level, understand their main pain points and help fix them. Mārīte led the development of DoBe, a co-creation office space in the HQ of Swedbank, which hosts promising startup and ecosystem players and organizes monthly events around fintech and banking trends. As the main driver of communication activities on Swedbank’s Open Banking platform, she is closely working with an audience composed of fintech professionals and developers, who are eager to connect to the bank’s 7 million customers across four home markets in the Baltics and Sweden.

Rūta Merkevičiūtė

Head of Division for E-money and Payment institution supervision at Bank of Lithuania, responsible for supervising over 100 E-money and Payment institutions.

She has professional legal qualification as an attorney-at law and for the past 10 years has been working both in private sector and financial sector’s supervision in the areas of responsibility that include AML, payments, open-banking, lending, crowdfunding, investment services and transposition of EU Directives such as PAD, PSD2 and AMLD4.

Previously, she took part in developing regulatory framework for FinTech industry in Lithuania as a member of interinstitutional working group for the Action Plan on FinTech industry. She also managed “Newcomer programme” for consultations with potential and already licensed entities and led Regulatory Sandbox in Bank of Lithuania allowing entities to test financial innovations in a live environment under the guidance and supervision of the Bank of Lithuania.

Monika Rimkūnaitė – Bložė

CEO of e-money licensed company JSC “Mobilieji mokejimai”, developing and managing MoQ mobile payment platform. MoQ and the company is founded by the three major mobile network operators in Lithuania – “Bite Lietuva”, “Tele2” and “Telia Lietuva”.

Monika has gained a long-term experience and competence working in SEB bank in Lithuania and the Baltics before. She led Baltic product management team, before that – Card business in Lithuania and different other leading roles in large scale IT projects and client relationship management.

In addition Monika takes a role of Independent Board Member at the largest state owned enterprise in Lithuania – Lithuanian Railways (AB Lietuvos geležinkeliai).